About Us

Alliance Payment Services Limited (APSL) is a full Affiliate of MasterCard International and licensed by that entity to issue Prepaid MasterCards in Jamaica having also obtained authorization from the Bank of Jamaica to do so.

Today APSL is firmly entrenched in the electronic retail payment space and is successfully providing payment services to a wide array of merchants, companies, and cardholders.

The technology deployed by APSL allows us flexibility to offer a wide array of value added services that are integrated within the MasterCard platform. Our Card holders enjoy mobile, card and internet access to their MasterCard account and can transfer funds easily to other ePAY MasterCard accounts.

The prepaid designation and status authorized by BOJ simply means that our card holders are not required to be a bank account holder, but our MasterCard provides features of a bank account including payments anywhere MasterCard is accepted, ATM withdrawals, funds transfers, balance enquiry, online payments and shopping, bill payments, phone credit, cash back and rewards.


APSL views the electronic retail payment service as an enabling technology to drive convenience, rewards, cash back and value opportunities to merchants, companies, and cardholders.

Our ePay branded products create a payment ecosystem that provides rewards to our card holders every time they spend. Rewards are not only earned on the amount they spend but our payment services are integrated into leading retailers Point of Sale systems such that we are able to determine what products are purchased by our card holders.

In this way we are able to reward our cardholders based on the product that they purchase, thereby providing an opportunity for our card holders to be rewarded by product purchases and for distributors to reward loyal customers.

In addition to the unique rewards packages, our ePay branded cards provide online services that are accessible ONLY to ePay card holders. Our ePay card provides exclusive opportunities for our card holders to order meals online, buy cooking gas online, shop online at leading retailers in the USA, buy phone cards, pay bills online along with other traditional card services.


APSL is the first non-bank entity to obtain authorization from the Bank of Jamaica (BOJ) to issue prepaid electronic retail payment cards in Jamaica. This was obtained after a rigorous review by the BOJ spanning all essential components of risk, liquidity, capital adequacy, computer infrastructure, security, business continuity, audit, organizational and operations competencies.

The BOJ stamp of approval is indicative of parallel structures between the banking card payment systems and the prepaid payment platform operated by APSL. Card holders can expect the same level of service and security that prevails in the banking system from the payment services offered by APSL


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Our Address

Alliance Payment Services Limited - ePay
12 Altamont Crescent
Kingston 5
Jamaica W.I